How insurance plans are offered will be affected. Quality of insurance plans will be affected. Costs will continue to be affected although it's not like insurance costs are all that great today. Insurance companies are already raising rates and talking about more rates and how drastic it's going to be. That's just fodder to prepare people to accept getting gouged when in many cases it's not warranted.

Healthcare savings plans, pay as you go plans, plans for those who aren't using insurance mu...
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